Can Carpooling save on my car insurance?

Carpooling is a great way to save on gas as you share driving responsibilities with other people working in the same building or office complex as you. But there are some considerations you should make with regards to your auto insurance when you decide to carpool.

• Increase your liability coverage: With more people in your car, you’ve got more potential liabilities. Increasing your liability insurance coverage and adding an umbrella policy can help protect you from the personal financial liabilities that injured carpoolers could bring.
• Increase personal injury protection: Your personal injury protection (PIP) coverage provides medical and funeral expenses as well as lost wages to those injured in a car accident in your vehicle. Increasing this coverage will ensure that you have enough to cover all passengers.
• Reduce your miles driven: While you may be carpooling to save gas, you may inadvertently also be lowering your insurance bill. Tell your insurance company how many fewer miles you now drive to see if it affects your premiums. 

Read more about carpooling considerations. To increase your coverage or find out all the different factors that can affect your car insurance rates, give us a call at 866-933-6691 for a free Tampa car insurance quote.